Financial Advisers Burgess Hill

Financial Advisers Burgess Hill West Sussex: Finding a reliable independent financial adviser in the Burgess Hill area can be a challenging experience, especially if you're needing financial advice for the first time. However, all financial advisers have one thing in common; they all have to conform to the regulations of the FCA (Financial Conduct Authority), regardless of whether you're searching for investments, mortgage, pension or even insurance guidance. The good thing about this is that if a financial adviser who is FCA certified gives you bad advice, and anything goes wrong, you have guarantees, and are able to get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get things put right.

A good starting point when choosing a financial adviser in Burgess Hill can be friends and neighbours, but remember that the sort of advice you are searching for could be somewhat different to theirs. Their advice needs to be tailored to your specific situation, and every financial adviser isn't suitable for everybody. To investigate the various options that they're offering and find a financial adviser you can trust and feel at ease with, it pays to speak with at least 3 different companies, because choosing a financial adviser is a major decision.

Restricted advisers and independent financial advisers (IFA), are the 2 principal types of financial adviser in Burgess Hill. The benefit of seeing an IFA is that they won't be limited to a single company's services or products, and can offer a broader range of options. Independent financial advice must be offered in an impartial way and across the full spectrum of financial companies and products. Using an independent financial adviser should permit you to choose from the broadest possible array of services. If you go to a restricted adviser you'll find that they might be restricted to services and products of a specific company, or as in the case of a mortgage adviser, will only be involved with one solitary product.

Before accepting you as a client, any financial adviser must be fully transparent with you about their charges, as demanded by the FCA. Although it can vary based on the kind of product you are interested in, there could be an hourly rate, a set fee, or you might even be charged a proportion of what you are investing. A free first consultation will sometimes be offered, so that you can discuss your goals and circumstances to determine whether the adviser is the best fit. Your account may be handled by a team as opposed to a single adviser, if you opt to go to one of the bigger Burgess Hill firms.

To describe your financial situation and objectives to the advising firm, you'll need to fill out a "Fact Find" document, which is a confidential disclosure form. To provide information about the financial adviser, their situation for offering restricted or independent advice and their range of permissions in the financial sector, you'll also be given an Initial Disclosure Document, or Key Facts Document. If you aren't happy with the service provided, and wish to complain, this document will also lay down your own legal rights and the possible options you can take. It should be easily understood, written in plain English, and describe precisely what you're signing up for, together with the benefits and risks of accepting the proffered advice. The cooling-off period should also be fully explained in this document. Within a certain time frame, this allows you to cancel your contract.

When talking with the financial adviser for the first time you need to check their experience and qualifications. You shouldn't be self-conscious about asking these questions, after all you're just about to entrust your long-term financial wellbeing to their expertise. Every Burgess Hill financial adviser must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. Don't freak out if your adviser's name doesn't show up on the Financial Services Register, so long as the firm is listed on the register, their staff are covered by the regulations. If these can't be presented the individual may still offer financial guidance rather than advice. Guidance is somewhat different to advice as it isn't regulated in the same way, and if mistakes occur there will probably be no recourse to the client.

If it is investing money that you are interested in, the adviser will want to know the amount of risk you are prepared to take with your hard-earned cash. Better rewards might be possible with high risk investments, however you stand a greater chance of losing all or some of your money. Your savings aims should be taken into account if good quality investment and financial advice is to be given, i.e. long or short term investments, how quickly you need to access your funds and how much you have to invest. One question you should ask of yourself, which is often overlooked, is how much you can afford to lose. Generally known as your capacity for loss, this will most likely have an effect on products and services that you're offered.

You need to let your financial adviser know about your current investments, regular outgoings, mortgages or savings. This gives a clear picture of your financial situation, and without this the advice given may not be the best for you. Spreading the risk load across various different products by diversifying your savings and investments, is something that good financial advice should allow for. An experienced financial adviser in Burgess Hill will understand the best areas to consider, which mirror your goals and your financial situation.

A financial adviser will reveal the multifaceted world of finance, and communicate in as much plain speech as possible. After comparing the various products and services which match your needs, you should be in a position to make an informed and calculated decision. If you are environmentally minded, you could ask your adviser to stick to ethical investments and savings. This allows you to lend support to companies and organisations that match your concerns, i.e. zero carbon or green energy, or perhaps staying away from firms that don't meet your requirements.

Establishing a close working relationship with a financial adviser in Burgess Hill could cause complications with your work and other obligations. This can be alleviated by augmenting face-to-face meetings with video conferencing and phone calls, hence enabling you to seek the advice you need at times that are convenient. Even if you hardly ever have a one-to-one meeting with your personal adviser, an experienced financial advice firm in Burgess Hill will have stringent measures in force to keep your details confidential and secure, because working from home and remote working is now so common.

COMPLAINTS

Investments can be a volatile area, and values can fall as well as rise. If your investment fails to make the amount of money you were hoping for, it can be quite worrying and frustrating. Sadly, your investment having a downward trend is not a recognised cause for complaint, unless of course it's down to misleading or incorrect information from your financial adviser.

As detailed in the Key Facts Document, any complaints should start with the firm's official complaints procedure. If your adviser is registered with the FCA, you can tell the Financial Ombudsman about the problem if it remains unsolved within the time-frame set by the regulating authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is found to be justified, a decision will be made on how to rectify the situation or financially compensate the client. On acceptance by the customer, the ruling becomes legally binding, and the financial adviser and their firm must abide by it. The Financial Ombudsman will also account for any annoyance, distress, inconvenience and trouble caused to the client during the dispute, and fix the level of compensation accordingly.

Financial advice can be provided in Burgess Hill and also in: Hassocks, Sayers Common, Scaynes Hill, Wivelsfield, Chailey, Ditchling Common, Hurst Wickham, Albourne, Haywards Heath, Plumpton Green, Goddards Green, Hurstpierpoint, Wivelsfield Green, together with these postcodes RH15 0LH, RH15 0JF, RH15 0DS, RH15 0LN, RH15 0PG, RH15 0BA, RH15 0LS, RH15 0GY, RH15 0AF, BN6 9ND. Locally based Burgess Hill financial advisers will probably have the postcode RH15 and the dialling code 01444. Checking this out will confirm you're accessing local financial advisers. Burgess Hill home and business owners are able to benefit from these and lots of other related services. Click on the "enquiry" form or banner to get details about financial advisers in your area.

A Financial Advisor's Regular Duties

• Financial advisors produce financial reports.
• Financial advisors provide counselling, education and consultation with regards to finances and investments.
• Financial advisors keep abreast of legislation changes and new products.
• Financial advisors work in conjuction with their peers to obtain statistics, trends and market information.
• Financial advisors recommend the best-suited financial products to their clients.
• Financial advisors collaborate with providers of financial products.
• Financial advisors meet targets for sales and performance.
• Financial advisors constantly update clients about their investments.
• Financial advisors keep detailed records of transactions and customers.
• Financial advisors speak with clients regarding their finances and plans.

Burgess Hill Financial Advice Services

There is a wide range of services which can be provided by your local Burgess Hill financial advisor including life assurance, financial analyst services, pensions in divorce in Burgess Hill, critical illness cover, long term care fee advice, familt controlled trusts Burgess Hill, cheap financial advice, cashflow planning, will writing services, ethical investments, unit trusts, pension transfers, cash flow modelling in Burgess Hill, family income benefit, money planning Burgess Hill, general financial planning Burgess Hill, tax advice, offshore investments, trustee investment services in Burgess Hill, mutual funds, retirement advice, bridging finance in Burgess Hill, income protection, multi-asset portfolios, ISA's, wealth management & investments Burgess Hill, saving for children in Burgess Hill, personal pensions advice, corporate bonds, financial services, and more. These are just some of the activities that can be conducted by local financial advisers. Burgess Hill professionals will be delighted to keep you abreast of their entire range of services.

Skills and Knowledge Needed to be Financial Advisors

• To pay attention to detail and be thorough.
• An excellent level of mathematical knowledge for producing financial plans.
• Good verbal communication skills.
• To have good time management skills.
• To have good IT skills.
• Excellent customer service skills for identifying customer requirements.
• To be good at selling products and services.
• Effective management skills for the negotiation of product rates.
• An excellent understanding and knowledge of economics and accounting associated with financial markets and products.
• Attentive listening skills.
• To be able to network and build relationships with customers.

Financial Advisers West Sussex

In the West Sussex area you can likewise get: Ardingly financial advice, Stedham financial advisers, Burgess Hill financial advisers, Handcross investment advisers, Lindfield financial advisers, Slaugham investment advisers, Harting financial advisors, Cuckfield financial advice, Easebourne investment advisers, West Hoathly financial advisors, Balcombe financial advisors, Ford financial advisers, Rusper financial advisers, Shipley financial advice, Barns Green financial advice, Slinfold financial advice, Bosham financial advisors, Rudgwick investment advice, Westbourne investment advisers, Ashington financial advice, East Wittering investment advisers, Bersted investment advisers, Ferring financial advisers, South Harting financial advisors, Easebourne financial advisors, North Mundham financial advisors, Loxwood investment advice, Ifold investment advisers.

Financial Advisers Near Burgess Hill

Also find: Wivelsfield financial advisers, Ditchling Common financial advisers, Goddards Green financial advisers, Hurstpierpoint financial advisers, Wivelsfield Green financial advisers, Haywards Heath financial advisers, Chailey financial advisers, Sayers Common financial advisers, Plumpton Green financial advisers, Scaynes Hill financial advisers, Hassocks financial advisers, Albourne financial advisers, Hurst Wickham financial advisers and more. The majority of these locations are catered for by local financial advisers. Burgess Hill residents can get quotations by going here.

Burgess Hill Financial Advice Services

Find Financial Advisers in Burgess Hill Here

• Burgess Hill Financial Services
• Burgess Hill Estate Planning
• Burgess Hill Retirement Planning
• Burgess Hill Life Insurance Advice
• Burgess Hill Tax Advice
• Burgess Hill Investment Advice
• Burgess Hill Corporate Financial Advice
• Burgess Hill Wealth Management
• Burgess Hill Financial Advice Quotations
• Burgess Hill Pension Advice
• Burgess Hill Independent Financial Advice
• Burgess Hill Mortgage Advice
• Burgess Hill Trustee Investments
• Burgess Hill Inheritance Advice

Financial Advisors Around Burgess Hill: Financial advisors were recently needed by folks living in Farnlea, Lower Church Road, Dunstall Farm Road, Barkdale, Michelbourne Close, Oakroyd Close, Withy Bush, The Brooks, Ericsson Way, Glendale Road, Millers Way, Gladstone Road, Meeds Road, Meadow Lane, Station Road, Woodland Avenue, Chiltington Close, Marlborough Drive, Chilcomb, The Ridings, Edward Way, Midfields Drive, Beechwoods, Manor Road, Cox Grove, Victoria Close, Manor Close, St Wilfreds Close, South Drive and these Burgess Hill postcodes: RH15 0LH, RH15 0JF, RH15 0DS, RH15 0LN, RH15 0PG, RH15 0BA, RH15 0LS, RH15 0GY, RH15 0AF, BN6 9ND. Folks living in these areas recently needed the help of a financial adviser. Burgess Hill residents received professional and dependable financial services on every occasion.

If you need local Burgess Hill info look here

More West Sussex Financial Advisers: More West Sussex financial advisers: Southwick, Bognor Regis, Southwater, Burgess Hill, Crawley, Horsham, Shoreham-by-Sea, Chichester, Hurstpierpoint, East Grinstead, Rustington, Littlehampton, Worthing, Haywards Heath and Lancing.

Independent financial advisers in RH15 area, phone code 01444.

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