Financial Advisers Huntingdon

Financial Advisers Huntingdon Cambridgeshire: If you are in search of financial advice for the very first time, trying to find a reliable financial adviser adviser in Huntingdon can be a quite daunting experience. Whether it's mortgage, investment, pensions or even insurance advice that you're after, there is one common rule for all qualified financial advisers; they all have to comply with FCA (Financial Conduct Authority) regulations. The benefit of this is that if a financial adviser who is FCA registered gives you poor advice, and things go wrong, you've got guarantees, and are able to contact the Financial Services Compensation Scheme or the Financial Ombudsman to get it put right.

Friends and neighbours recommendations can be a good starting point in picking a financial adviser in Huntingdon, but keep in mind that their situation might be different to what you are looking for. Financial advice must be individually tailored to your unique circumstances, and you will find that some financial advisers may not be appropriate for you. It is wise to talk to at least 3 different companies when you are considering a financial adviser, because this is an important decision, and you'll be looking to find one that you feel comfortable with and can trust, and investigate the options they can provide.

Independent financial advisers and restricted advisers, are the 2 principal types of financial adviser in Huntingdon. Offering a broader range of options, an independent financial adviser will not be limited to the services or products of just one company. Encompassing the whole spectrum of financial companies and products, independent financial advice must be given in an unbiased and impartial way to clientele. This enables you to select from the widest range of products to suit your needs. If you go to a restricted financial adviser you will soon realise that they might be limited to products and services of one particular company, or as in the case of a mortgage adviser, will only be focused on one solitary product.

Before taking you on as a client, any Huntingdon financial adviser must tell you about their charges, as required by the Financial Conduct Authority. Although it can vary subject to the kind of product or service you require, there may be a set fee, an hourly rate, or you may even be charged a proportion of what you are investing. You may be offered a free initial consultation to enable you to discuss your goals and see if the adviser is a right fit for you and your situation. In some bigger Huntingdon firms, you may find that your account is handled by a team as opposed to an individual adviser.

You will need to complete a "Fact Find" form, which is a confidential disclosure document relating your financial situation and targets to the advising firm. To provide information on the financial adviser, their situation for offering restricted or independent advice and their range of permissions in the financial arena, you'll also be given a Key Facts Document, or Initial Disclosure Document. If you're not satisfied with the service, and wish to make a complaint, this document should also lay down your rights and the options you can take. It should detail precisely what you are committing yourself to, and any potential risks and benefits that exist if you decide to take the offered advice, and it has to be laid out in clear language. The allowed cooling-off period should also be explained in this Key Facts Document. Within a specific number of days, this permits you to cancel your agreement with the financial adviser.

You should check what qualifications and experience the financial adviser has the first time you speak with them. Asking these questions should never cause you any embarrassment, because you are about to entrust them with your financial future. All Huntingdon financial advisers must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, you shouldn't panic if your financial adviser's name does not appear on there; you should be able to locate the company name, and this means that the legislation covers all of their personnel. The person can still offer financial guidance as opposed to advice, if these can't be provided. Guidance isn't regulated in the same way as financial advice, which means that if errors occur neither party will have any recourse.

If you are seeking advice on investments you'll be asked about the level of risk you are comfortable with. High risk investments could offer bigger rewards, but some or all of your money could be lost. Good quality financial and investment advice should take you savings goals into consideration, i.e. how rapidly you need to access your money, how much you wish to invest and long or short term investments. "How much can you truly afford to lose?" Is the one question that you should really be asking yourself. This might influence the products and services that you're offered, and is commonly called your capacity for loss.

If you already have any existing investments, regular outgoings, savings or mortgages, you have to tell your financial adviser about these. They'll need this information, so that they can get a picture of your financial situation and give the appropriate advice for your needs. Good quality financial advice should include diversifying your investments and savings by spreading the risk load across various different products. A qualified financial adviser in Huntingdon will have the knowledge of the best products to consider, which match your goals and your financial situation.

Communicating in in the simplest terms possible, your financial adviser will unveil the complex world of investment and finance. You should be in a position to make an informed decision when you have learned about the various services and products which meet your needs. If environmental issues are at the forefront of your mind, you could perhaps ask that ethical savings and investments take precedence. You will then be able to stay clear of companies that corporations meet your requirements, but instead support those enterprises and companies that match your concerns, for instance green energy or zero carbon.

Having constant interactions with a financial adviser in Huntingdon could create complications with your work life and other responsibilities. One-on-one meetings can be augmented with telephone calls and video conferencing to allow you to get advice at a time to suit you. Even if you rarely have a face-to-face meeting with your adviser, an experienced financial advice provider in Huntingdon will have stringent measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now so common.

COMPLAINTS

Investments can be a volatile area, and their values could fall as well as rise. If your investment fails to make as much money as you hoped for, it can be very frustrating and worrying. However, except if it is due to wrong or misleading information from your financial adviser, a downward trend in your investment isn't seen as a basis for complaint.

As detailed in the Key Facts Document, any grievances should start out with the company's complaints procedure. If the problem remains unsolved within the timeframe set by the regulating authority, and the adviser is registered with the FCA, you can advise the Financial Ombudsman.

The Financial Ombudsman will make a ruling after independently reviewing the cause for complaint. If the complaint is justified, a decision is made on how to rectify or financially compensate the client. This becomes legally binding as soon as it has been agreed on by the client, and the adviser and their firm must comply with the decision. The Financial Ombudsman will also take into consideration any annoyance, distress, hassle and inconvenience caused to the client during the process, and set the level of compensation proportionately.

Financial advice can be provided in Huntingdon and also in: Ellington, Buckden, Godmanchester, Little Stukeley, Alconbury Weston, Brampton, Great Stukeley, Hemingford Grey, Sapley, Offord Cluny, Stukeley Meadows, Hartford, Houghton, Alconbury, as well as in these postcodes PE28 4WN, PE28 5LF, PE28 2PX, PE29 1SF, PE28 2NT, PE29 1GE, PE29 1JD, PE29 1TH, PE29 1GL, PE29 1GF. Local Huntingdon financial advisers will most likely have the telephone code 01480 and the postcode PE29. Checking this should make sure that you access locally based financial advisers. Huntingdon property owners can utilise these and numerous other related services.

Cambridgeshire Financial Advisers

Around Cambridgeshire you will likewise find: Over investment advice, Wyton investment advisers, Yaxley financial advisers, Murrow financial advisors, Steeple Morden financial advisers, Hilton financial advisers, Steeple Morden financial advice, Melbourn financial advice, Buckden investment advisers, Little Shelford financial advisors, Milton investment advice, Burwell financial advisers, Ramsey St Marys financial advice, Alconbury financial advisers, Histon financial advice, Dullingham investment advice, Willingham financial advisors, Tydd St Giles investment advice, Newborough financial advisers, Fordham investment advice, Great Paxton financial advisors, Needingworth financial advice, Glinton financial advisors, Impington financial advice, Dullingham financial advisers, Soham financial advice, Bluntisham investment advisers, Fulbourn investment advisers, Burwell investment advice.

Huntingdon Financial Advice Services

There are a whole host of services which can be provided by your local Huntingdon financial advisor including critical illness cover Huntingdon, investment bonds Huntingdon, annuities, annuity purchases Huntingdon, pensions in divorce, money planning, pension transfer advice, investing an inheritance, divorce financial planning, will writing services, financial advice services, retirement plans Huntingdon, mutual funds, life assurance, trustee investment services, investment planning, trusts, mortgage advice, life insurance in Huntingdon, equity release, personal financial planning, unit trusts, wealth management, income protection advice, saving for children in Huntingdon, ethical investment advice, cheap financial advice, business planning in Huntingdon, bereavement benefits, general financial planning, and lots more. Listed are just a few of the tasks that can be performed by local financial advisers. Huntingdon professionals will be happy to tell you about their full range of services.

Financial Advice Enquiries Cambridgeshire

Current Cambridgeshire financial advice enquiries: Mr and Mrs Kenny from Alconbury Weston recently asked for information on life assurance. Mr and Mrs Winn from Doddington recently asked for information on family income benefit. Cassidy and Patrick Coombes in Waresley, Cambridgeshire recently asked for information on financial planning. Stephanie Hunter and Fergus Hunter from Castor, Cambridgeshire recently asked about equity release. Mr and Mrs French from Little Shelford recently enquired about investment advice. Hareem Jewell and Flynn Jewell in Soham recently asked for information on life assurance. Christine Valentine from Hilton recently asked for information on financial planning. Leonidas and Ella-Grace Douglas from Whittlesford, Cambridgeshire recently enquired about pension advice. All these local people did a search for "financial advisors Cambridgeshire" and discovered this website on either Bing, Google or Yahoo.

A Financial Advisor's Day to Day Duties

• Meeting targets for performance and sales.
• Talking to customers regarding their plans and finances.
• Working with associates to gather statistics, trends and market information.
• Keeping fully up to date with legislation changes and new products.
• Recommending the financial products that are best-suited to customers.
• Producing comprehensive financial reports.
• Making deals with with providers of financial products.
• Maintaining detailed records of potential customers and transactions.
• Constantly updating customers regarding their investments.
• Providing counselling, consultation and education with regards to investments and finances.

Financial Advisers Near Huntingdon

Also find: Godmanchester financial advisers, Sapley financial advisers, Alconbury financial advisers, Hemingford Grey financial advisers, Alconbury Weston financial advisers, Brampton financial advisers, Stukeley Meadows financial advisers, Great Stukeley financial advisers, Hartford financial advisers, Buckden financial advisers, Ellington financial advisers, Offord Cluny financial advisers, Houghton financial advisers, Little Stukeley financial advisers and more. All these locations are served by local financial advisers. Huntingdon residents can get financial advice quotes by clicking here.

Huntingdon Financial Advice Services

Find Financial Advisers in Huntingdon Here

• Huntingdon Pension Advice
• Huntingdon Retirement Advice
• Huntingdon Estate Planning
• Huntingdon Mortgage Advice
• Huntingdon Investment Advice
• Huntingdon Corporate Financial Planning
• Huntingdon Trustee Investments
• Huntingdon Life Insurance Advice
• Huntingdon Financial Advice
• Huntingdon Cheap Financial Advice
• Huntingdon Financial Advice Quotations
• Huntingdon Wealth Management
• Huntingdon Inheritance Advice
• Huntingdon Tax Advice

Financial Advisors Around Huntingdon: Financial advice has recently been provided in the following Huntingdon areas - Croxton Road, Alwyn Close, Dells Close, Covington Road, Cavendish Close, Berkley Court, Cockbrook Lane, Blea Water, Caernarvon Road, The Causeway, Beacon Close, Spinney Close, St Barnabas Court, Curlew Close, Scotts Close, Brookside Industrial Estate, Beech Drive, The Orchards, The Walks East, The Quay, Dukes Road, Thicket Road, Dyson Close, The Poplars, Church Hill, Causeway Close, Bittern Close, Bodiam Way, Countess Close, Chandlers Way, as well as the following local Huntingdon postcodes: PE28 4WN, PE28 5LF, PE28 2PX, PE29 1SF, PE28 2NT, PE29 1GE, PE29 1JD, PE29 1TH, PE29 1GL, PE29 1GF. Folks living in these local areas recently needed help from a financial adviser. Huntingdon residents enjoyed dependable and top notch financial services in every case.

More Cambridgeshire Financial Advisers: More Cambridgeshire financial advisers: Chatteris, Ely, Cambridge, Peterborough, Wisbech, March, Whittlesey, St Ives, Huntingdon and St Neots.

Huntingdon Cambridgeshire: The attractive, ancient market town of Huntingdon can be found in the Eastern region of England in the traditional county of Cambridgeshire. Huntingdon is about 10 miles from St Neots and 20 miles from Cambridge, places close by include Buckden, Hartford, Godmanchester, Great Stukeley, Alconbury Weston, Alconbury, Brampton and Ellington. Huntingdon has a population of about 24,000, has the postcode PE 26, PE28 and PR29 and has the area dialling code 01480. Huntingdon was previously in Huntingdonshire, it received its charter from King John in 1205. To get local information about Huntingdon, Cambridgeshire go here. (Tags: Huntingdon Cambs, Huntingdon Cambridgeshire, Huntingdon England, Huntingdon United Kingdom)

Independent financial advisers in PE29 area, (dialling code 01480).

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