Financial Advisers Staines

Financial Advisers Staines Surrey: It can be an intimidating experience trying to locate a good financial adviser adviser in the Staines area, particularly if it is the first time that you are in search of financial advice. Whether you are searching for pensions, investment, mortgage or even insurance advice, all financial advisers have one thing in common; they all have to observe the regulations laid down by the FCA (Financial Conduct Authority). The good thing about this is that if a financial adviser who is FCA registered gives you poor quality advice, and anything goes awry, you've got guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to get it put right.

When picking a financial adviser in Staines, a decent place to start could be friends and family, but you must remember that your circumstances may not be in line with theirs, and you might be in need of a different kind of advice. Financial advice should be specifically tailored to your unique circumstances, and you'll discover that certain financial advisers might not be suitable for you. Choosing a financial adviser is an important decision and it is a good idea to speak to at least 3 different firms so as to check out the various options they provide, and to find one that you can trust and feel at ease with.

When it comes to picking a financial adviser in Staines, there are two main types; independent financial advisers and restricted advisers. An IFA won't be restricted to just one company's services and products. Independent financial advice should cover the entire spectrum of financial products and companies, and must be given in an impartial way. If you choose to use an IFA, you'll be able to choose from the widest possible array of services, so as to find the perfect solution for you. A restricted financial adviser may be involved with an individual product, such as a mortgage adviser, or be restricted to products and services from a single provider.

The Financial Conduct Authority demands that any financial adviser in Staines must be fully transparent with you about their charges, before taking you on as a client. Depending on the kind of services you are looking for, you could be charged by the hour, a set fee or perhaps even a percentage of your investment. You may be offered the chance of a free initial consultation to allow you to discuss your goals and determine whether the adviser is the proper choice for your circumstances. In some of the larger Staines firms, you might find that your account is being handled by a team rather than an individual adviser.

You will need to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and objectives to the advising company. To provide details about the financial adviser, their situation for offering restricted or independent advice and their range of permissions in the financial market, you will also be given an Initial Disclosure Document, or Key Facts Document. If you're not satisfied with the service provided, and wish to make a complaint, this document will also set down your own rights and your options. It should be written in plain English and describe what you are committing yourself to, and any potential risks and benefits should you choose to take the advice offered. The cooling-off period should also be spelled out in this document. Within a specific period of time, this enables you to cancel the agreement with your financial adviser.

You should check what qualifications and experience the financial adviser has the first time you talk to them. You shouldn't be embarrassed about asking these questions, after all you are on the verge of entrusting your financial future to their skill. Every financial adviser in Staines must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the adviser's name does not show up on the Financial Services Register, don't panic, the firm the adviser works for should be found on the register and their advisers will be covered by the regulations. The individual may still offer financial guidance as opposed to advice, if these cannot be presented. Guidance is somewhat different to advice as it isn't regulated in the same way, and if errors are made there may be no recourse to the client.

If it's investing money that you're interested in, your adviser will need to know the level of risk you might be ready to accept with your hard-earned money. Bigger rewards may be possible with higher risk investments, however you may also lose some or all of your money. In order to get the most beneficial financial and investment advice, your savings goals will have to be given careful consideration, i.e. how quickly you need to access your money, how much you wish to invest and long or short term investments. "How much money can you actually afford to lose?" Is the one important question that you should really be asking yourself. Generally known as your capacity for loss, this will very likely affect the services and products that you're offered.

You'll want to tell your financial adviser about any existing mortgage loans, regular outgoing payments, investments or savings accounts. This should give a full and clear picture of your financial situation, without which the advice you get will most likely not be the most appropriate for you. Good quality financial advice should allow for diversifying your savings and investments by spreading the risk across various different products. In order to match your financial situation and goals, a seasoned financial adviser in Staines will be aware of the best areas to consider.

Communicating in the plainest speech possible, your financial adviser will unveil the multifaceted world of finance and investment. You should be in a position to come to an informed decision when you have learned about the various products and services that match your needs. If the environment is important to you, you could even ask that ethical savings and investments take top priority. This will allow you to give your support to firms and enterprises which address your concerns, e.g. zero carbon or green energy, or perhaps avoiding businesses that do not meet your requirements.

Establishing a close working relationship with a financial adviser in Staines could cause problems with work and other commitments. This can be reduced by supplementing face-to-face appointments with video conferencing and telephone, therefore allowing you to get the advice you need at a convenient time. Home and remote working is now a large part of our society, and an established financial advice company in Staines will have stringent measures in force to ensure your details are kept confidential and secure, even if you hardly ever have a one-on-one meeting with your adviser.

COMPLAINTS

Investments can go down as easily as they can go up, as the financial world can be a volatile one. It can be incredibly demoralising and stressful if your investment isn't making the amount of money you hoped for. Regrettably, a downward trend in your investment isn't a recognised grounds for complaint, unless of course it's because of incorrect or misleading information from your financial adviser.

The company's complaints procedure should be the starting place for any grievances, and the Key Facts Document will explain this. You can tell the Financial Ombudsman about the problem if it remains unsolved within the time schedule set by the regulating authority, and the adviser is a member of the FCA.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If the complaint is found to be justified, a decision will be made on how to rectify or financially compensate the client. Once the decision is accepted by the customer it becomes a legally binding decision which the adviser and their company, must comply with. The Financial Ombudsman will also take into account any trouble, annoyance, distress and inconvenience caused to the customer during the dispute, and establish the level of compensation proportionately.

Financial advice can be provided in Staines and also in nearby places like: Datchet, Ashford, Harmondsworth, Stanwell, East Bedfont, Egham, Brands Hill, Colnbrook, Old Windsor, Stanwell Moor, Virginia Water, Poyle, Englefield Green, Lyne, Horton, Wraysbury, Fordbridge, as well as in these postcodes TW18 1DE, TW18 1QB, TW18 1DQ, TW18 1AU, TW18 1BJ, TW15 3SE, TW18 1AJ, TW18 1DN, TW18 1LN, TW18 1PP. Local Staines financial advisers will most likely have the phone code 01784 and the postcode TW18. Verifying this can confirm that you access locally based financial advisers. Staines home and business owners are able to utilise these and numerous other finance related services. Click the "enquiry" form or banner to get specifics of financial advisers in your area.

Staines Financial Advice Services

There is a range of services that are provided by your local Staines financial advisor including general financial planning, critical illness cover, business planning Staines, divorce financial planning, life assurance Staines, pension advice in Staines, cashflow planning in Staines, investment bonds Staines, mutual funds, ISA's, money planning Staines, bridging finance, equity release advice, cash flow modelling in Staines, pension reviews, pension plans in Staines, investing an inheritance, unit trusts, bereavement benefit advice, business protection, financial analyst services, investment consolidation advice, financial planning, pension consolidation advice, personal protection, offshore investments, portfolio management Staines, cheap financial advice, mortgage advice, pensions in divorce in Staines, and more. These are just a few of the activities that can be performed by local financial advisers. Staines professionals will keep you informed about their whole range of services.

Surrey Financial Advisers

In the Surrey area you will additionally discover: Shere financial advice, Great Bookham investment advisers, Newdigate investment advisers, Chaldon financial advice, South Godstone financial advisers, Bisley investment advice, Warlingham investment advisers, East Horsley investment advisers, West Horsley investment advice, Tatsfield financial advisors, Lingfield investment advisers, Horne financial advice, Salfords investment advisers, Bletchingley investment advisers, Tatsfield financial advice, Oxshott financial advisers, Oxted financial advice, Oxshott financial advice, Horsell investment advice, Chilworth investment advice, North Holmwood financial advisors, Elstead financial advice, Tatsfield financial advisors, Ottershaw investment advisers, Claygate financial advisers, Langley Vale investment advisers, Limpsfield financial advisers, Langley Vale financial advisors, Godstone investment advice, Bramley financial advice.

A Financial Advisor's Regular Tasks

• A financial adviser produces comprehensive financial reports.
• A financial adviser collaborates with providers of financial products.
• A financial adviser keeps detailed records of customers and transactions.
• A financial adviser provides education, counselling and consultation regarding investments and finances.
• A financial adviser keeps fully abreast of law changes and new financial products.
• A financial adviser continually updates clients about their investments.
• A financial adviser works together with associates to gather trends, market information and statistics.
• A financial adviser talks to clients regarding their plans and finances.
• A financial adviser meets targets for performance and sales.
• A financial adviser researches financial products and explains them clearly and simply to customers.

Financial Advisers Near Staines

Also find: Fordbridge financial advisers, Virginia Water financial advisers, Horton financial advisers, Brands Hill financial advisers, Wraysbury financial advisers, Stanwell Moor financial advisers, East Bedfont financial advisers, Colnbrook financial advisers, Harmondsworth financial advisers, Ashford financial advisers, Englefield Green financial advisers, Egham financial advisers, Stanwell financial advisers, Datchet financial advisers, Poyle financial advisers, Old Windsor financial advisers, Lyne financial advisers and more. The majority of these villages and towns are serviced by local financial advisers. Staines residents can get price quotes by clicking here.

Staines Financial Advice Services

Find Financial Advisers in Staines Here

• Staines Corporate Financial Planning
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• Staines Investment Advice
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• Staines Cashflow Analysis

Financial Advisors Around Staines: Some Staines streets and areas where financial advice has recently been given - Knowle Green, Meadow Court, Avondale Avenue, Argosy Gardens, Island Close, The Maltings, Yeoveney Close, Thames Street, Garrick Close, Kingston Road, Riverside Drive, Phoenix Place, Penton Hook Road, Church Street, Budebury Road, Commercial Road, River Road, Victoria Road, Cherry Orchard, Knightsbridge Crescent, Charter Place, Cotswold Close, Drake Avenue, Gresham Road, Laleham Road, Annie Brookes Close, as well as these Staines area postcodes: TW18 1DE, TW18 1QB, TW18 1DQ, TW18 1AU, TW18 1BJ, TW15 3SE, TW18 1AJ, TW18 1DN, TW18 1LN, TW18 1PP. People in these areas recently requested the help of a financial adviser. Staines residents enjoyed the benefits of professional and dependable financial services on each occasion.

More Surrey Financial Advisers: More Surrey financial advisers: Staines, Hersham, Horley, Banstead, Camberley, Esher, Molesey, Guildford, Chertsey, Reigate, Epsom, Godalming, Ewell, Leatherhead, Woking, Haslemere, Ash, Weybridge, Windlesham, Farnham, Dorking, Caterham, Walton-on-Thames, Sunbury-on-Thames, Redhill, Addlestone and Cranleigh.

Staines Information: Staines (or Staines-on-Thames) is a town located in the county of Surrey on the banks of the River Thames. It has been occupied since at least Roman times being an important crossing over the river for trade and communication. The Romans called it Ad Pontes or Pontes. Staines today has a population of around 18,000 and is a busy commuter town for those working in The City. The postcode for Staines is TW18 and the telephone dialling code for the area is 01784. Staines is situated about 4 miles from Ashford, 6 miles from Feltham, 15 miles from Guildford and 25 miles from central London. It is also very close to Heathrow Airport and Thorpe Park Resort. (Tags: Staines Surrey, Staines-on-Thames Surrey, Staines England)

Independent financial advisers in TW18 area, and dialling code 01784.

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