Financial Advisers Staplehurst Kent: It can be an intimidating experience trying to locate a first-rate financial adviser adviser in Staplehurst, particularly if it is the very first time that you are needing financial advice. However, all qualified financial advisers have one thing in common; they must all observe the regulations of the FCA (Financial Conduct Authority), regardless of whether you are looking for pensions, investment, mortgage or even insurance advice. The good thing about this is that if a financial adviser who is FCA certified gives you bad advice, and things go wrong, you have guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman to get it put right.
Recommendations from family and friends can be a good starting place in choosing a financial adviser in Staplehurst, but bear in mind that their circumstances may be different to the type of advice you're looking for. Not every financial adviser is suitable for everybody, and their advice should be tailored to your particular situation. It is a good idea to talk to at least 3 different companies when you're selecting a financial adviser, since this is a major decision, and you need to find one that you feel comfortable with and can trust, and at the same time check out the various options they can provide.
Independent financial advisers (IFA) and restricted advisers, are the 2 main kinds of financial adviser in Staplehurst. Offering a wider range of options, an independent financial adviser won't be limited to the products and services of a single provider. Covering the entire gamut of financial companies and products, independent financial advice must be offered in an honest and unbiased way to clients. Consulting an IFA should enable you to select from the widest possible array of products. A restricted financial adviser may be concerned with a single product, such as a mortgage adviser, or be restricted to products and services from one particular firm.
The FCA requires that any financial adviser must be fully transparent with you about their charges, before accepting you as a client. You might be charged by the hour, a set fee or possibly even a percentage of your investment, determined by type of service you are interested in. To discuss your goals and see if the adviser is the proper choice for you and your situation, you might be offered the possibility of a free preliminary consultation. Your account may be handled by a team as opposed to a single adviser, if you elect to go with one of the larger Staplehurst companies.
You'll be asked to fill in a "Fact Find" form, which is a confidential disclosure document relating your objectives and financial situation to the advising company. To provide information regarding the financial adviser, their status to offer restricted or independent advice and the scope of their permissions in the financial sector, you'll also be given a Key Facts or Initial Disclosure Document. This document should also lay down your own legal rights and the options you can take if you are not happy with the service provided, and would like to make a complaint. It should be easy to understand, written in layman's terms, and explain precisely what you are committing yourself to, together with the risks and benefits of going along with the advice. The level of cooling-off period should also be explained in this document. Within a specific time frame, this makes it possible for you to cancel your contract.
You need to check the experience and qualifications of the financial adviser the first time you speak with them. After all you are about to entrust your financial future to their expertise, so you shouldn't be self-conscious about asking these questions. All financial advisers in Staplehurst must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If your adviser's name does not show up on the Financial Services Register, don't freak out, the company the adviser works for will almost certainly be on the register and their advisers will be covered by the legislation. If they're unable to provide these accreditations, the person can't offer advice but is able to offer financial guidance. In terms of finance guidance is somewhat different to advice and is not regulated. Therefore there's no recourse for either party if financial errors occur.
You will be asked the level of risk you're willing to take on, if you are seeking advice on investments. Most investments carry some degree of risk, but higher risk investments could offer larger rewards, but also more chance of losing some or all of your funds. Your savings goals should be considered if good quality investment and financial advice is to be given, i.e. long or short term investments, how quickly you need to access your money and how much money you want to invest. You must always ask yourself the one vital question, how much money can you truly afford to lose. This may well affect the products and services that you are offered, and is sometimes referred to as your 'capacity for loss'.
From the outset, it's important to let your financial adviser know about any existing investments, savings accounts, regular outgoings or mortgages that you currently have. To ensure that you get the most suitable advice for you, they need to have a full and clear picture of your financial circumstances. Spreading the risk load across a number of different products through the diversification of your savings and investments, is something that sound financial advice should encompass. In order to reflect your goals and financial circumstances, a professional financial adviser in Staplehurst will be aware of the best areas to consider.
A financial adviser will throw open the complex world of finance, and try to converse in as plain a speech as possible. You should be able to make an informed decision after you have learned about the various products and services that meet your needs. If environmental issues are at the forefront of your mind, you could maybe ask that ethical investment and savings schemes take top priority. You will then be able to stay away from companies that investments meet your standards, and instead lend your support to those organisations and companies that address your concerns, for example zero carbon or green energy.
It's not always easy to have a close working relationship with a financial adviser in Staplehurst without this impacting on work and other obligations. One-on-one appointments can be complemented with telephone and video conferencing to allow you to seek advice at a time to suit you. Home and remote working is now so common, and a professional financial advice provider in Staplehurst will have strict measures in force to ensure your details are kept secure and confidential, even if you never have an in-person meeting with your adviser.
COMPLAINTS
Investments can go down as easily as they can go up, as the financial sector can be unpredictable. If it happens that your investment fails to make as much money as you were hoping for, it can be an extremely worrying and demoralising time. Unfortunately, a downward spiraling of your investment is not seen as a grounds for complaint, unless of course it's owing to incorrect or misleading information from your adviser.
The company's complaints procedure should be the place to start with any grievances, and the Key Facts Document will clarify this. If the matter is unsolved within the time period set out by the regulating body, and your financial adviser is a member of the Financial Conduct Authority, you can advise the Financial Ombudsman.
After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to rectify the situation or financially compensate the customer, if the complaint is justified. The adviser and their company must abide by any ruling that is made, which becomes a legally binding decision once the client has accepted it. Any compensation laid down by the Financial Ombudsman will also take into account any annoyance, distress, inconvenience and trouble caused to the client during the process.
Financial advice can be provided in Staplehurst and also nearby in: Biddenden, Grafty Green, Goudhurst, Smarden, Ulcombe, Sissinghurst, Curtisden Green, Cranbrook, Hunton, Horsmonden, Marden, Frittenden, Sutton Valence, Headcorn, Kingswood, together with these postcodes TN12 0AT, TN12 0ND, TN12 0BU, TN12 0NU, TN12 0PS, TN12 0LX, TN12 0LD, TN12 0QT, TN12 0NT, TN12 0QZ. Local Staplehurst financial advisers will likely have the phone code 01580 and the postcode TN12. Checking this out should make certain that you are accessing local financial advisers. Staplehurst homeowners will be able to utilise these and many other related services. Click the "enquiry" form or banner to get info on financial advisers in your area.
Kent Financial Advice Enquiries
Recently posted Kent financial advice enquiries: Taylor Moran from Meopham, Kent recently asked about investment bonds. Troy and Eshal Malley from West Malling recently enquired about life assurance. Nolan Chapman from St Mary in the Marsh, Kent recently asked for information on financial planning. Roxanne Ansell and Elis Ansell in Allhallows on Sea, Kent recently asked about financial planning. Freddy Jackson in Warden, Kent recently asked for information on mortgages. Shayla Reyes and Walter Reyes from Sevenoaks Weald recently enquired about pension advice. Ralphie Forshaw in Tunstall, Kent recently asked for information on pensions. Mr and Mrs Nott in Cliffe Woods recently asked for information on investment bonds. Most of these local residents searched for "financial advisers Kent" and discovered this page on either Google, Bing or Yahoo.
Financial Advisers Kent
In Kent you'll also locate: Leigh financial advice, Swanscombe financial advisers, Vigo financial advice, Hawkhurst financial advice, Halstead financial advisers, Boughton Monchelsea investment advisers, Rolvenden investment advisers, Crockenhill investment advice, Bean financial advice, Bridge financial advisors, Barham financial advisers, River financial advisors, Coxheath financial advice, Stanhope financial advice, Sheerness financial advice, Broomfield investment advisers, Ulcombe financial advisors, Bean financial advisors, Sheerness investment advisers, Thurnham investment advice, Hever investment advice, Higham financial advice, Leigh financial advisors, Warden financial advice, Capel financial advisers, Plaxtol investment advice, Longfield investment advisers, Boxley investment advisers, Five Oak Green financial advisers, Southfleet financial advice.
Staplehurst Financial Advice Services
There are a wide array of services which can be provided by your local Staplehurst financial advisor including pension planning, independent financial advice Staplehurst, bereavement benefit advice Staplehurst, divorce planning, investment bonds in Staplehurst, trustee investment services, life insurances, investing an inheritance, pension drawdowns, inheritance tax planning Staplehurst, business protection, long term care fee planning Staplehurst, personal financial planning, will writing services Staplehurst, pension consolidation advice, corporate financial planning, financial analyst services in Staplehurst, investment consolidation Staplehurst, personal protection, mortgage financial planning, money planning Staplehurst, financial advice services, familt controlled trusts, wealth management & investments, annuity purchase, annuities Staplehurst, business financial planning Staplehurst, pensions in divorce Staplehurst, general financial planning, ethical investment advice in Staplehurst, and more. These are just a selection of the activities that can be conducted by local financial advisers. Staplehurst professionals will keep you informed about their whole range of financial services.
Financial Advisers Near Staplehurst
Also find: Hunton financial advisers, Horsmonden financial advisers, Grafty Green financial advisers, Kingswood financial advisers, Cranbrook financial advisers, Sissinghurst financial advisers, Headcorn financial advisers, Marden financial advisers, Sutton Valence financial advisers, Goudhurst financial advisers, Smarden financial advisers, Ulcombe financial advisers, Biddenden financial advisers, Frittenden financial advisers, Curtisden Green financial advisers and more. The majority of these locations are covered by local financial advisers. Staplehurst residents can get price quotes by going here.
Staplehurst Financial Advice Services
- Staplehurst Trustee Investments
- Staplehurst Mortgage Advice
- Staplehurst Financial Services
- Staplehurst Corporate Financial Planning
- Staplehurst Pension Advice
- Staplehurst Wealth Management
- Staplehurst Cashflow Analysis
- Staplehurst Cheap Financial Advice
- Staplehurst Investment Advice
- Staplehurst Estate Planning
- Staplehurst Life Insurance Advice
- Staplehurst Inheritance Advice
- Staplehurst Independent Financial Advice
- Staplehurst Tax Advice
Financial Advisors Around Staplehurst: In Pinnock Lane, Oliver Road, High Street, Marlfield, South Bank, Park Wood Lane, Bell Lane, McCabe Close, Cork Lane, Chickenden Lane, Headcorn Road, Corner Farm Road, Newlyn Drive, Bower Walk, Lodge Road, Winchs Garth, Lovehurst Lane, Hush Heath Hill, Weavers Close, Benden Close, Chapel Lane, The Parade, Station Approach, Bathurst Road, Pagehurst Road, Station Road, Jeffery Close, as well as these Staplehurst area postcodes: TN12 0AT, TN12 0ND, TN12 0BU, TN12 0NU, TN12 0PS, TN12 0LX, TN12 0LD, TN12 0QT, TN12 0NT, TN12 0QZ, folks have recently needed financial and investment advice. Folks residing in these local areas recently requested the help of a financial adviser. Staplehurst residents received competent and professional financial services in every case.
Financial Adviser Staplehurst
Independent Financial Adviser Near Staplehurst
Financial Advisers StaplehurstIf you need local Staplehurst information look here
More Kent Financial Advisers: More Kent financial advisers: Paddock Wood, Biggin Hill, Canterbury, Margate, Birchington-on-Sea, Folkestone, Ashford, Meopham, Aylesford, Kingsnorth, Sevenoaks, Walmer, East Malling, Strood, Wilmington, Sheerness, Deal, Swanscombe, Bearsted, Swanley, Cranbrook, Southborough, Gillingham, Tunbridge Wells, Snodland, Hartley, Gravesend, Faversham, Westerham, Chatham, Rochester, Sandwich, Lydd, Pembury, Minster, Boxley, Ramsgate, West Kingsdown, Northfleet, Dover, Maidstone, Whitstable, Sturry, Edenbridge, Dartford, Staplehurst, Westgate-on-Sea, Sittingbourne, Herne Bay, Tenterden, New Romney, Broadstairs and Tonbridge.
Independent financial advisers in TN12 area, and dialling code 01580.
TOP - Financial Advisers Staplehurst - Mortgage Advice
Independent Financial Advisers Staplehurst - Financial Planning Staplehurst - Cheap Financial Advice Staplehurst - Retirement Advice Staplehurst - Financial Advice Staplehurst - Life Insurance Staplehurst - Financial Adviser Near Staplehurst - Investment Advisers Staplehurst - Business Financial Advisers Staplehurst